Platform · Pricing & Reserving
Actuarial pricing and reserving — fully integrated.
The same models price a new risk, set reserves on incurred claims and feed capital and IFRS 17 extracts. One source of truth from quote to balance sheet.
Pricing
Transparent build-up, defensible commercials.
Technical pricing
Commercial pricing
Expected loss
Expense load
Reinsurance load
Capital load
Profit margin
Rate adequacy
Technical Premium =
Expected Loss
+ Expense Load
+ Reinsurance Load
+ Capital Load
+ Profit Margin
Rate Adequacy =
Commercial Premium / Technical Premium
Reserving
From triangle to technical provisions.
Chain Ladder
Bornhuetter-Ferguson
Frequency-severity reserving
Large-loss reserve
War-cat reserve
Gross & net reserves
IFRS 17-ready extracts
Solvency II-ready technical provisions
Outputs include gross and net of reinsurance views, large-loss isolation and war-cat reserves separated from attritional development. Reporting extracts are designed to be IFRS 17 and Solvency II ready, supporting external actuarial review.